With the increase in responsibilities, protecting the present and planning for you and your family's future becomes crucial. The life insurance buffalo, New York by Woltz insurance plays as an effective financial planning tool and provides you with various benefits ranging from your protection, tax benefits to savings, etc. Still, before you purchase a life insurance policy, there are certain things you should always keep in mind and look for about the company. What are the key points to consider when selecting an insurance company? The price range- several companies selling insurance provide you with a vast range of prices that greatly vary from each other. Therefore, you should always get at least three price quotes from the agents, companies, and the internet. Licensing- to operate in each of the given states, not every company is licensed. Therefore, as a general rule, you should always buy your insurance policies from a licensed company in your provided form, such as the life